How to Choose a Chicago Bankruptcy Lawyer
Find an Attorney that Fits Your Needs
Once you have decided to file, your next step is to choose the right attorney. There are many firms offering legal services for bankruptcy, and it can be difficult to know who to turn to or who would be the right "fit" for you. Issues such as cost of the services are also a concern. One of the most important issues in choosing a lawyer is you don't want to be part of a huge bankruptcy "mill" where you are just another number. You need to have individual service to get the most out of filing.
There are a number of issues that require skilled intervention by a qualified lawyer who cares about you as an individual. A bankruptcy is not a "one-size-fits-all" operation, with each person requiring the exact same service.
Although it's true that the process moves in a similar fashion, there are a number of factors that are different for each case.
Cases differ in a number of ways including the following:
- The number of debts that are discharged
- For Chapter 13, how your repayment plan is structured
- The negotiations surrounding the interest rates and penalties
- How debt can be reduced
These issues require the assistance of a Chicago bankruptcy lawyer who is going to go to bat for you in bankruptcy court. The founder at our firm, Joseph P. Doyle, believes that his clients fully deserve a second chance, and a fresh start. At our firm, you will always be treated with kindness and dignity. Through years of service to the community, he knows how difficult this process can be, and the anxiety and stress that many people suffer when faced with crushing debt.
Most people that file for bankruptcy have suffered some type of personal financial disaster, such as the following:
- Losing a job
- Reduced hours at work
- Medical emergency
- Unexpected costs
Once the debts are out of control, the situation can deteriorate quickly. Some people have tried their best to be honorable, and to stay current, but have eventually fallen behind, and really have no hope of being able to get the debt scene under control. If you are in this position, it is time to talk to our team.
looking for a bankruptcy law firm?
Our firm operates differently than many others in the area. We serve each person as an individual, and we seek out the best legal solution to his or her financial difficulties. Some couples come to us worried about losing the home to foreclosure, while others are about to have their vehicle repossessed, or are currently having their wages garnished and are having trouble making ends meet.
No matter what your situation is, our Chicago bankruptcy lawyer can assist you and guide you toward the best solution.
Did you know that when you file, your retirement accounts remain in place? Many people have made the mistake of trying to catch up by taking money out of a retirement account. We recommend that before you make any decision that includes this drastic action that you speak with our bankruptcy attorney in Chicago. You need to save your retirement money for the future. It may be better to be free of a majority of your debts so you can afford to pay your bills.
Automatic Stay of Bankruptcy
When you file for Chapter 7 bankruptcy, all creditor collection actions come to a complete halt. In fact, the creditor can be contacted by the bankruptcy court and ordered to stop any collection activities, including lawsuits, garnishments, repossessions and so on. This is the first benefit of bankruptcy you may notice - your phone can stop ringing off the hook with creditor calls, and you can now have access to your full paycheck if you have been subject to a garnishment.
We serve the entire Chicago community, as well as the surrounding communities, and we invite you to contact us for personal legal assistance for bankruptcy, alternatives to bankruptcy and other types of debt relief.
Call now for more information in a free case review.