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Bankruptcy Attorney
Are There Alternatives To Bankruptcy?

Alternatives in a Chicago Bankruptcy

Other Ways to Obtain Debt Relief

Bankruptcy is not the only answer. In fact, there are several options that Chicago bankruptcy lawyer Joseph P. Doyle can discuss with you so you can make the decision that is truly best for you. Some law firms just want to do whatever they can to ensure you use their services to file for bankruptcy.

At our firm, we want to help you make your own choice, even if this means you do not choose bankruptcy. It is important that you do what you think is best for your needs, your finances and your future. The particular alternatives to bankruptcy that you can consider may affect you and vary on a case-by-case basis.

Your potential alternatives to bankruptcy may include:

Credit counseling, debt consolidation and debt settlement are alternatives that can be used to avoid bankruptcy. Credit counseling from an approved agency is actually a requirement that must be completed within 180 days prior to filing.

This process can potentially give you an objective point of view about your financial situation, possibly even showing that it can be resolved without bankruptcy. Debt consolidation involves getting one larger loan to pay off all creditors. Debt settlement typically involves unsecured debt. It is a process in which the debtor or a representative of the debtor negotiates with the creditors in order to establish a payment amount that is less than what is actually owed.

Help from a Chicago Bankruptcy Lawyer

Whether you are considering filing for bankruptcy or seeking other options, it is important to be careful with the choices you make. There are situations in which you could be promised the sun, moon and stars only to find out that you still have debt and that your credit is now damaged. Fully research any company you decide to work with in this regard, and be sure that you have all the necessary information about the advantages and disadvantages of bankruptcy.

At Joseph P. Doyle, we can provide you with the accurate information and the skilled legal guidance you need in your pursuit of financial recovery. Contact the Chicago bankruptcy attorney at our firm to learn more: (312) 957-8077.

We Can Help You Work Toward a Debt-Free Future

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