Schaumburg Telemarketing Abuse Lawyers
Put an End to Threatening & Harassing Calls
When trying to navigate through a difficult financial situation, the last thing you need is constant harassment from your creditors and/or telemarketers. Unfortunately, creditor and telemarketing harassment is a pervasive problem in the United States. Fortunately, you have rights. One of the best ways to stop such harassment is to contact a telemarketing abuse lawyer in your area.
At Attorney Joseph P. Doyle, we help clients who are drowning in debt get a second chance at financial security. Telemarketing abuse is a dated and unhelpful tactic that does far more harm than good. Let us help you fight back against telemarketers so you can live in peace.
Contact our law firm at (312) 957-8077 to learn how to stop telemarketing harassment.
Creditors often go too far in their attempts to collect debts. They have been known to threaten people with jail and other types of harm. Countless clients have come to us, understandably frightened by threats and harassment from creditors. It is important to remember that you have rights, regardless of how much money you owe. There are rules governing the steps creditors may take to collect a debt.
The law prohibits creditors from:
- Harassing you with repeated calls or middle of the night calls
- Contacting you at work, despite being told not to
- Contacting neighbors or relatives or threatening to do so
- Using abusive or obscene language
- Accusing you of committing a crime due to not paying a debt
- Impersonating a government official or police officer
- Threatening arrest or imprisonment for nonpayment of a debt
- Threatening to harm your reputation, property, person, or family
Your Rights Under the Telephone Consumer Protection Act (TCPA)
Debt collection agencies and other parties are required to respect your privacy and day-to-day life. For example, you cannot legally receive a phone call about a debt you haven’t received mail for.
The TCPA also stipulates that:
- Calls may not come before 8 a.m. or after 9 p.m.
- Agencies cannot make threats of legal action against you
- If you are on the National Do Not Call Registry, agencies cannot call you
Each phone call, fax, or text message violation is subject to fines ranging from $500 to $1,500. When you add up all these violations, it can bring severe consequences to these unethical companies. Many states have their own laws that fine violators in addition to TCPA penalties.
Put a Stop to Telemarketing Abuse
Although the law forbids debt collectors and telemarketers from using these deceptive or abusive practices, some continue to do so. Our telemarketing harassment lawyers in Schaumburg fight for clients who have been subjected to unfair debt collection and telemarketing practices.
Filing for bankruptcy can put an end to creditor harassment. If creditors continue to harass you after they have been notified of your bankruptcy filing or a creditor continues to use deceptive and abusive debt collection practices, you may be eligible to recover monetary damages. We offer a free consultation with a Schaumburg bankruptcy attorney, so you can learn about the options that are available to you.
Take the first step toward ending telemarketing harassment by calling (312) 957-8077 to schedule a free consultation.