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A common preceding cause of a bankruptcy filing is a car repossession. On a basic level, a car loan is a secured debt. This means that unlike failure to make your credit card payments, which can result in lawsuits and judgments down the road, failure to make a car payment ...
Read MoreA common misconception about bankruptcy, especially Chapter 7 bankruptcy, is that you lose all of your property upon filing. This isn't true; we've ...
View MoreThe Fair Debt Collection Practices Act is a federal statute originally signed into law in the late 1970s that is designed to provide protection to ...
View MoreLast week we started to address the various schedules that constitute a bankruptcy petition. We addressed Schedule A (covering real property), ...
View MoreEvery situation is different, and each bankruptcy case is unique in the circumstances that precipitated its filing. This is one of the things that ...
View MoreWe discussed yesterday the basic concepts of the automatic stay in a bankruptcy case. The automatic stay stops all debt collection efforts from the ...
View MoreWhen you don't pay your debt, debt collectors and collection agencies can both report your debt to credit bureaus and pursue legal options. These ...
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