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Chicago Chapter 13 Bankruptcy Attorney

Serving Throughout Illinois. Call (312) 957-8077 for a Free Review.

Are you concerned about losing your assets in bankruptcy? Chapter 13 is a form of bankruptcy that rather than liquidating your assets, allows you to pay back your debts over a three-to-five-year period payment plan which is reviewed and approved by the bankruptcy court. This is the type of bankruptcy that is highly beneficial for those who want to keep a home or other property but have fallen behind and are now in trouble, possibly facing foreclosure. You can rely on Chapter 13 lawyer Attorney Joseph P. Doyle to deliver the trusted, proven counsel that you need to achieve debt relief. Discover how our firm can help you get your fresh start!


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Our Chapter 13 attorney in Chicago can determine if you qualify for this type of bankruptcy. Schedule your free consultation! Services available in Spanish.

Do I Qualify for Chapter 13?

While the repayment of the debts is taking place, creditors cannot attempt to recover more of what you owe. They are restricted from getting what has been approved by the bankruptcy court in your repayment plan. Your determined disposable income is divided up between the creditors, with each getting a monthly payment. This allows you to pay back your debt without being harassed.

Bankruptcies that are filed under Chapter 13 require:

  • You must have a portion of your income that is disposable
  • Creditors cannot recover more than what you owe
  • A repayment plan is created by the trustee and paid throughout the case

Avoiding Foreclosure with Chapter 13

Many people find themselves in trouble from the subprime mortgage boom. After the crash in 2008, many homeowners found themselves unable to consistently manage making payments that had doubled, and were unable to renegotiate the terms with the lender, as the property values plummeted. If you are currently in this situation, our Chapter 13 attorney can assist you.

Filing Chapter 13 stops foreclosure proceedings and allows you to work out a repayment plan for overdue payments. You also have the opportunity to renegotiate the terms of your mortgage during this period of time. It is important that you have representation from a highly-skilled Chicago bankruptcy lawyer to assist you with this process, and to help you get the most out of filing.

Chapter 13 bankruptcies offer the following benefits:

  • The amount you owe your creditors could be greatly reduced
  • Late fees could be canceled
  • Interest rates may be reduced
  • Once the repayment plan is completed, the remaining debt is discharged

In some cases, your debts will not be able to be discharged; however, you may be able to walk away paying far less than you initially owed.

Our Chapter 13 Lawyer in Chicago Can Help. Call Today.

It is extremely important that you have an experienced Chapter 13 bankruptcy attorney by your side if you decide to file. There are many financial advantages that could be negotiated for you. You have the right to negotiate these on your own, however, it is not a process that you should try on your own.

The savings you get and the amount you pay your creditors each month can be worked out with the help of your attorney. You need to ensure that you can keep up those payments, or the entire process may fail if you don't. It is extremely valuable to have legal assistance to file Chapter 13, as the final outcome could be far more advantageous for you in the end.

Contact our Chicago Chapter 13 bankruptcy lawyer online or call (312) 957-8077 for a free consultation about filing for this type of bankruptcy. Se habla Español.

We Can Help You Work Toward a Debt-Free Future

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