Schaumburg Sued by Debt Buyer Attorneys
Debt Collection Lawsuit Attorneys in Illinois
No matter what type of debt you owe, missed payments can trigger serious consequences. At first, you’ll receive notices by mail, followed by regular phone calls. If you still can’t make a payment at this point, your creditor may file a lawsuit against you.
If this has happened to you, our attorneys at Attorney Joseph P. Doyle want you to know that you aren’t at the mercy of your creditor. We know exactly what steps you need to take if a firm has sued you over debt. Once you bring your case to our team, we can begin the process of assessing all options at your disposal, building a powerful defense, and helping you regain your financial footing as soon as possible. Time is severely limited, however, and you must respond to strict deadlines to avoid an automatic judgment against you.
Responding to a Debt Collection Lawsuit
Many people are prone to ignoring a lawsuit simply because they aren’t sure what to do next. If you fail to respond, however, the judge will most likely issue a judgment against you that allows your creditor to employ drastic methods of debt collection (e.g., wage garnishment, bank levies, etc.). You will likely also need to pay for collection costs and other related fees, even if you don’t become involved in the trial.
Furthermore, a judgment against you could permanently revoke your ability to dispute the debt. As a result, you would need to pay the debt even if you never originally owed it. Once the court issues a judgment, overturning or changing it will be extraordinarily difficult.
If you do respond to the lawsuit, fighting debt collection will be much easier than if you had waited until the court issued a judgment. Your creditor will need to demonstrate the validity of the debt as well as the fact that you are responsible for paying it.
Even if you cannot win the lawsuit outright, our attorneys can negotiate with your creditor during the case to arrange a settlement or payment plan. This could help you avoid issues like wage garnishment, bank levies, or liens. Alternatively, we could help you file bankruptcy, which would halt all collection activities for the duration of your case.
Our team has decades of experience and a personal drive to help you overcome this challenging situation. Call our debt collection lawsuit attorneys today so we can begin with a free consultation.
A Process You Can Trust
Attorney Joseph P. Doyle and his team offer a level of care you simply wouldn’t experience at a large firm. From the time we take to understand your needs to the full customization of your legal strategy, we go above and beyond for every client because we are personally committed to helping them succeed.
If you’ve been sued by a debt collector, the next moves you make will be critical to your future rights, wellbeing, and financial security. This is why contacting us should be the very first thing you do. Together, we can assess your situation and utilize our years of experience to help you find the light at the end of the tunnel.
Don’t Wait to Build a Better Future
Financial adversity is harmful in more ways than one. It can prevent you from taking care of yourself and your loved ones. It can keep you from investing in new opportunities, making healthy changes, and living fully. From phone calls to lawsuits, debt collection can be incredibly stressful and difficult to endure, jeopardizing your wages, assets, and general wellbeing. No matter how serious your situation has become, our team at Attorney Joseph P. Doyle can develop the solution you need to regain your personal freedom and confidence in your future.