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Cramming Down a Vehicle in Chapter 13 Bankruptcy
Cramming Down a Vehicle in Chapter 13 Bankruptcy

A Chapter 13 bankruptcy affords a debtor the opportunity to cram down certain secured debts to their actual value, not merely the principal balance owed. This concept essentially takes the principal balance owed on a secured debt that is "underwater" and reduces the secured ...

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Blog posts in Discharge

  • Preparing for the 341 Meeting of Creditors

    The idea of going to court can bring trepidation to even the calmest individuals. This is especially true in bankruptcy situations, where financial ...

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  • Chicago Foreclosures Spike in October 2013

    According to a story published in the Chicago Tribune on November 13, 2013, Chicago-area foreclosure filings rose nearly 30% in October 2013. This ...

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  • Does Chapter 7 Bankruptcy Wipe Out Credit Card Debt?

    As you may know, it is far too easy to fall behind on your credit card bills. After paying the minimum each month, expecting to slowly chip away at ...

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  • The Trustee's Motion to Dismiss

    When someone files for bankruptcy, their case is assigned to an interim trustee who handles the administering of the case from the onset to discharge. ...

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  • Student Loans & Bankruptcy

    You can call this the age of the student loan. In recent months, the total amount of outstanding student loan debt surpassed 1 Trillion dollars. ...

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  • Winning the Lottery in Bankruptcy

    Bankruptcy deals, in large part, with assets. Before each Chapter 7 and Chapter 13 case, there is a determination of what assets the debtor has. In ...

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  • Amending the Bankruptcy Petition

    One of the more common questions debtors encounter is what to do when they discover a bill that was incurred before they filed their case, but their ...

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  • Converting From a Chapter 13 to a Chapter 7

    With the advent of the income median level and the means test, debtors who previously might have been able to file a Chapter 7 bankruptcy have been ...

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  • Filing a Second Bankruptcy

    Obviously, the goal in any bankruptcy filing is to make it the only one you file. That's the reason that filing for bankruptcy can also be referred to ...

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