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A Chapter 13 bankruptcy affords a debtor the opportunity to cram down certain secured debts to their actual value, not merely the principal balance owed. This concept essentially takes the principal balance owed on a secured debt that is "underwater" and reduces the secured ...
The idea of going to court can bring trepidation to even the calmest individuals. This is especially true in bankruptcy situations, where financial ...
Does Chapter 7 Bankruptcy Wipe Out Credit Card Debt?
As you may know, it is far too easy to fall behind on your credit card bills. After paying the minimum each month, expecting to slowly chip away at ...
Bankruptcy deals, in large part, with assets. Before each Chapter 7 and Chapter 13 case, there is a determination of what assets the debtor has. In ...
One of the more common questions debtors encounter is what to do when they discover a bill that was incurred before they filed their case, but their ...
With the advent of the income median level and the means test, debtors who previously might have been able to file a Chapter 7 bankruptcy have been ...
Obviously, the goal in any bankruptcy filing is to make it the only one you file. That's the reason that filing for bankruptcy can also be referred to ...