DuPage Bankruptcy Attorney
Do You Need to Solve Your Debt Problems?
Most Americans carry some form of debt. Some can manage it well, while others may have slowly built unmanageable debt over time. Others often face challenges with their debt as a result of an unforeseen medical expense, job loss, identity theft, or another financial disaster. No matter how you got into debt, what matters most right now is finding a way out.
At Attorney Joseph P. Doyle, we can help clients get out of debt by guiding them through the bankruptcy process. We understand there is a stigma attached to bankruptcy, but if you’re sick of debt that’s only getting bigger, bankruptcy can provide the relief you need.
Give yourself a second chance to get back on your feet and rebuild a healthier, more stable financial life with less or without debt. Reach out to our bankruptcy attorney in DuPage at Attorney Joseph P. Doyle to learn more about how we can help.
For a free consultation, please contact us online or call (312) 957-8077.
What We Can Do for You
We at Attorney Joseph P. Doyle are proud to provide our clients with a variety of legal services that can help them deal with overwhelming debt. We believe each client requires personalized attention, which is why we strive to apply a personalized approach to each person who comes to us for help.
Our bankruptcy attorney in DuPage can assist individuals who wish to file for Chapter 7 or Chapter 13 bankruptcy and seek relief from collection actions like wage garnishment, repossession, and foreclosure. We can also provide the legal support clients need if they are seeking alternatives to bankruptcy, such as debt consolidation, debt negotiation, or debt settlement.
Put simply: If you’re struggling with your financial obligations, Attorney Joseph P. Doyle can offer legal guidance and services to help you deal with your debt.
Will I Lose Everything If I File for Chapter 7?
Filing for bankruptcy may not be as disastrous as you think it could be. Chapter 7 is also known as “liquidation bankruptcy,” because it requires a trustee to collect and liquidate your assets to pay off your creditor. This often gives people the incorrect impression that they will lose absolutely everything, even the shirts off their backs.
Liquidation can include real estate, vehicles, and personal property, but they are many different exemptions you can claim. These exemptions can protect many different kinds of individual items (clothing, furniture, housewares, etc.) and even some of the equity you own in your home and car.
With the assistance of a bankruptcy attorney, you can take advantage of the Chapter 7 exemptions to protect what’s essential to maintaining your dignity and way of life.
Will Bankruptcy Destroy My Credit Forever?
While it’s true that a bankruptcy can significantly decrease your credit score, it can be rebuilt over time once better credit habits are established and maintained. It may be difficult to find new lines of credit immediately after bankruptcy, but it can be repaired over time with sensible spending and careful financial management.
Bankruptcy also won’t appear on your credit report forever. In most cases, it only shows up for 7-10 years after the bankruptcy case is closed.
Why Should I Call Attorney Joseph P. Doyle for Help?
Clients know that by reaching out to t our bankruptcy attorney in DuPage, they can get the debt relief help they need. If you are trying to stop creditor harassment, stop collection actions, and/or eliminate your debt, you can count of Attorney Joseph P. Doyle for the legal support you require.
For more information about how we can help, schedule a free initial consultation by contacting us online.